Which is larger: Medicaid or Medicare?
In fact, Medicaid “dwarfs other insurance programs” writes Kaiser Health News reporter Phil Galewitz.
To learn more, take his Medicaid: True of False test below:
Medicaid: True or False?
By Phil Galewitz – Kaiser Health News
July 01, 2009
Because of its size and cost, Medicaid has been called the “workhorse” of the U.S. health system. Now it’s front and center in the debate on overhauling the U.S health system and expanding coverage to the uninsured.
With 60 million enrollees, Medicaid dwarfs other insurance programs, including its cousin, Medicare, which covers 44 million elderly and disabled people.
Test your knowledge of Medicaid:
1. Medicaid is a national program of the federal government.
Partly true. Medicaid is a joint federal-state program, with the federal government picking up about 57 percent of the overall Medicaid tab. But the federal contribution varies by state, ranging from 50 percent to 73 percent, with poorer states getting a bigger matching rate.
Medicaid isn’t a one-size-fits-all program; after meeting certain federal requirements, each state has the flexibility to shape coverage and benefits.
As a result, the Medicaid program in Pennsylvania bears little resemblance to the one in Louisiana. For example, non-working parents in Pennsylvania qualify for Medicaid if their incomes are below twice the federal poverty level ($44,100 for a family of four).
But in Louisiana, non-working parents qualify only if their incomes are below 11 percent of the poverty level ($2,426 for a family of four). States frequently experiment with new concepts in benefit design, eligibility and delivery systems. [Read more →]